by GudemanE | Jun 12, 2015 | Credit Repair
Many adults who pay rent might be able to afford mortgage payments, but switching from renting to owning is a process that requires planning and forethought. If you’re considering applying for a mortgage, one of the first things you want to pay attention to is your credit report and...
by GudemanE | Jun 3, 2015 | Credit Repair, Uncategorized
Many adults who pay rent might be able to afford mortgage payments, but switching from renting to owning is a process that requires planning and forethought. If you’re considering applying for a mortgage, one of the first things you want to pay attention to is your credit report and...
by GudemanE | Apr 30, 2015 | Bankruptcy, Credit Repair
A new working paper from the Philadelphia Federal Reserve explored variations in chapter 7 and chapter 13 filings to see if there is a difference in post-bankruptcy access to credit for consumers. The working paper focused on unsecured debt, such as credit cards, and found that: Credit scores start...
by GudemanE | Dec 2, 2012 | Bankruptcy, Credit Repair
We all wish that money grew on trees, but since it doesn’t, a budget can help ensure you don’t overspend. Designing a budget is easy; sticking to it is another matter. Here are some tips: Write It Down Understanding where your money goes is the starting point. So gather...