Fighting Back Against Wage Garnishment
If you have been served with a writ of garnishment and are looking to fight back and take control of your financial situation, our Hazel Park, MI wage garnishment lawyer can help you. Our team can help you fight back against wage garnishment and restore your financial health. We can help you counter the garnishment, develop a payment plan for your debts, or file for bankruptcy if necessary. With our assistance, you can rest assured that you are making informed, effective decisions regarding your financial situation.
With over 100 years of combined experience assisting clients across the Southeast Michigan community, our attorneys are well-equipped to assist you with your case. We pride ourselves on providing dedicated, personalized, and compassionate service to members of our Michigan community as we strive to help them protect their financial health and understand the options that are in front of them. To schedule your no-obligation consultation with one of our attorneys, contact our team at Gudeman & Associates, P.C. today.
Understanding The Law Regarding Wage Garnishment
Our Hazel Park wage garnishment attorney will help you understand your situation, the laws regarding garnishment, and your options to take action and protect your finances. In the state of Michigan, creditors typically must take you to court to obtain a judgment before they can garnish your wages. The judge must rule that the debt is legitimate and that you are not able to repay it within 21 days. Your creditor will then file for a writ of garnishment. This allows them to petition to obtain money from your wages, bank account, or some other form of income such as a tax refund.
There are two types of garnishments: periodic and non-periodic. A periodic garnishment is a recurring garnishment of your wages, calculated through a certain percentage of your take-home pay, that occurs until your debt is repaid. A non-periodic garnishment is a one-time garnishment of your bank account or other assets in pursuit of the money that you owe. It is important to note that, in Michigan, certain assets such as social security disability payments, veterans benefits, and some types of pensions are exempt from garnishment.
How Our Lawyer Can Help You
Our Michigan wage garnishment lawyer will provide dedicated counsel and representation throughout every step of your case, keeping you informed and advocating for your rights and needs. Typically, garnishment can be combated by objecting to the writ of judgment, establishing a payment plan, or filing for bankruptcy. You will typically have a three to four week period in which you can respond before your wages start being garnished. Discussing your case with our attorney as soon as possible is crucial in order to take action before it is too late.
Contact Our Firm Today
If you are facing wage garnishment, do not hesitate to seek legal assistance. We know that this can be a confusing and frightening process, but you do not have to face it alone. Our team is here to help you take action to protect your rights and interests in the face of wage garnishment. Contact Gudeman & Associates, P.C. today to schedule a consultation.
