Being in debt is overwhelming, and the constant phone calls and emails from credit card debt collectors don’t make it any easier. If you owe credit card debt you’re unsure if you can repay, it’s easy to feel like you’re out of options. Let the legal team at Gudeman & Associates, P.C., take this burden off your shoulders. We have extensive experience negotiating fair credit card debt settlements and are focused on protecting our clients’ rights.
There may be better steps than pursuing bankruptcy, and several options aside from bankruptcy may be open to you. An experienced Sterling Heights, MI, credit card debt lawyer from our firm can help you explore them. As skilled negotiators, we can discharge the debts for less than the creditor is demanding. Even if you’ve been served with a debt collection lawsuit, we can still represent you and help you avoid serious financial repercussions. Contact us today – you only have a short period of time to act!
Debt Negotiation Services From a Sterling Heights Credit Card Debt Lawyer
Credit card debt collectors are bullies. These organizations count on the fact that many people may feel too overwhelmed or intimidated to call a lawyer. Or, they count on the fact that many people don’t know their legal rights and options. We do, and we work with you to find the best one for your situation.
A lawyer may investigate the debt to ascertain the chain of title—you may not even owe the debt, or there may be flaws that could cause the debt to get dismissed. Or, if the debt is valid, a lawyer can negotiate a settlement, usually lower than the initial amount. We could even negotiate a payment plan so that you can gradually reduce the debt over time without a ding on your credit score.
If you’re facing legal action, having a lawyer represent you is even more important. We protect your rights and can handle all the legal paperwork and court appearances on your behalf.
Filing Bankruptcy To Discharge Credit Card Debt
Although our attorneys are able to negotiate a form of debt reorganization with credit card collections in many cases, in other cases, the only option may be bankruptcy. We can help you understand your debt relief options and explain how bankruptcy would work in your situation.
If you choose to file, we can help you through the process and give you financial advice to help you recover afterward.
Do You Need Help With Credit Card Debt?
Do you have credit card debt but aren’t sure how you can repay it? Many people may be one stroke of bad luck away from drowning in debt. The attorneys at Gudeman & Associates, P.C., are your life preserver. We can negotiate with creditors on your behalf and represent your interests in legal proceedings. You can get started today in a personal consultation with a Sterling Heights credit card debt lawyer from our firm.
