Seek Relief from Financial Hardship

Being overwhelmed with debt can be incredibly stressful, causing significant emotional and financial hardship for you and your family. While bankruptcy is one option for debt relief, it is not the only one. It is important that you understand all of your options in order to determine which one is best for your unique circumstances. Our experienced bankruptcy lawyers in Royal Oak and Southeastern Michigan can help you explore the alternatives to bankruptcy and see if one is appropriate for you. You can rely on us to do everything in our power to find the ideal solution for you.

A few examples of alternatives to bankruptcy include:

• Debt management programs
• Debt consolidation loan
• Debt settlement
• Mortgage loan modification
• Debt counseling programs
• Debt negotiating or litigation
• Negotiating a lower interest rate
• Negotiating a repayment plan
• Refinance or sell your home

 

If you are in a difficult financial situation and want to explore your options—including Chapter 7, Chapter 11, Chapter 12, or Chapter 13 bankruptcy in addition to various alternatives—we can help. With more than 100 years of combined experience, our team is extremely knowledgeable about a number of alternatives to bankruptcy. We can discuss each option and what the advantages may be, depending on the details of your situation.