Repayment You Can Afford Right Now
Chapter 13 bankruptcy offers an alternative for those who don’t qualify for Chapter 7 or are too far behind on mortgage or car payments to catch up. Chapter 13 allows individuals and couples to make affordable monthly payments in order to get out of debt while protecting their assets. If you are considering filing for Chapter 13 bankruptcy in Royal Oak or throughout Southeastern Michigan, it is imperative that you have an experienced attorney on your side. The process is incredibly complex and various complications can arise. The team at Gudeman & Associates, P.C. has an in-depth knowledge of the legal processes regarding bankruptcy and can help you every step of the way. We have more than 100 years of combined experience, giving us the skills and resources to aggressively advocate for you.
Contact the firm today at (248) 546-2800 to set up a no-obligation initial consultation with one of our bankruptcy attorneys.
Why File Chapter 13 Bankruptcy?
Making the decision to file for bankruptcy is difficult enough—choosing which type of bankruptcy to file for can feel overwhelming. Various factors will influence which type you should choose, but there are certain benefits to filing for Chapter 13 that might make this the right option for you.
Chapter 13 bankruptcy may protect you from:
- Creditor harassment
- Home foreclosure
- Auto repossession
- Credit card penalties and fees
- Wage garnishment
- Utility shut-offs
Because it allows you to make low monthly payments, many people find Chapter 13 to be an affordable solution to a major debt problem. At Gudeman & Associates, P.C., our bankruptcy lawyers in Royal Oak and Southeastern Michigan use their extensive knowledge—gained from handling more than 2,000 bankruptcy petitions—to help you reorganize your debts and regain financial control. As a local bankruptcy firm, we truly care about the well-being of our clients. We do everything in our power to stop the negative effects of insurmountable debt and help you find relief.
Learn more about your bankruptcy options and whether Chapter 13 is right for you by calling us at (248) 546-2800 today.